Financial diagnostics for early detection of crisis risk in small business in Andijan region

Abstract

Based on data for 2022-2026, the article analyzes the role of small business in the regional economy of Andijan region, the dynamics of the number of active entities and indicators of business continuity. Using the financial statements of hotel and other service enterprises, the net profit margin, equity ratio, liabilities share and revenue dynamics are calculated, and early signs of crisis risk are identified. The author substantiates that positive dynamics of regional indicators may conceal financial vulnerability at the enterprise level and proposes an approach to classifying financial risk signals according to their combination.