The effectiveness model of crowdfunding in financing fruit and vegetable production: international experience and opportunities for Uzbekistan

Abstract

The article analyzes the mechanism for financing fruit and vegetable production based on modern approaches, highlighting the role and advantages of crowdfunding alongside traditional financial instruments. The concept of a national platform such as Agricrowd.uz, including its interface, financing algorithm, and collateral mechanism, is developed. The study demonstrates the importance of the system in expanding financial inclusion in agriculture and creating new opportunities for small farmers and young entrepreneurs.